An FHA Mortgage is backed by the Department of Housing and Urban Development, this mortgage offers the borrower the ability to put as little as 3.5% down payment – and they can even finance “allowable” closing costs. Seller can contribute up to 6% of the purchase price to the buyer towards closing costs. Arbor Mortgage Group also offers FHA Streamline Refinances, which do not need an appraisal and no income documentation required. Arbor Mortgage Group also offers 203k Rehab loans. Call today to find out more details.