Chris Starling


Vice President & Sr. Mortgage Advisor

NMLS 255587


I have lived in Oregon for over 40 years. I have had the pleasure of living in Central Oregon since 1999 and feel blessed to call this place home. I have a wonderful Wife who has the full time job of raising our son and three daughter’s. I enjoy taking in the outdoors with my family, both locally and internationally when I am not serving my clients or enjoying a great meal with friends and family.

My working career started in the grocery business where I enjoyed a successful career as a Store Director for Ray’s Food Place, which is based out of Oregon. I was provided an opportunity to enter the mortgage industry in 2004 and found that my customer service, project management, and problem solving skills directly crossed over to the loan originating process. I also feel fortunate that I was taught by some of the industry’s finest; this allowed me to learn the loan originating process quickly and correctly. Since my time in the industry I have been recognized as a top producing loan officer amongst my company and peers.

Over my long tenure in the mortgage industry I have built a large portfolio of clients and have gained immeasurable experience with numerous loan scenarios. I have always enjoyed Real Estate and having knowledge in the financial portion of the business allows me to advise my clients with experience. I also take a look at my client’s whole financial picture and how their mortgage can help them create immediate tax savings and long term financial wealth.

I take great pride in offering my clients the best financing options for their Real Estate Loans. I feel confident that I offer low rates, personal service, and added value to the clients I serve. Being a mortgage lender in today’s industry requires honesty, hard work, and persistence to stay on top of the constant change in the lending world. Let me serve you on your next home mortgage and you will see the difference I will offer compared to that of other mortgage company’s and banks. Arbor offers Conforming Mortgages for purchase and refinances as well as FHA loans, VA loans, Oregon VA Loans, USDA Rural Loans, Jumbo Loans, Construction Loans, Homestyle Rehab Loans, Home Equity Loans and Reverse Mortgages.

From the First time home buyer to the savvy investor, I will work diligently to help you accomplish your goals. I have a great passion for what I do and I look forward to serving your mortgage needs in the future.


“Chris is the only mortgage broker/advisor I know that takes the time to pour through a client’s specific needs. He exceeds expectations, is honest, very timely and a great communicator with all parties involved in a transaction. He is great at details and understanding all the facets of the loan process, which is important in our ever-changing marketplace.”

– Kim Page Principal Broker House and Home Realtors, LLC Bend, OR –

“As a first time home buyer it can be very confusing to understand the ins and outs of the different loans. Chris helped me understand what was available, answered my many questions throughout the process, and worked so hard to help me that I felt like I was his only client. I continue to recommend him to all of my friends and plan to bring him all of my business in the future.”

– Lybe Crumpton – Teacher, Bend-La Pine Schools –

“It has been an absolute pleasure working with Chris! He was so creative in putting our mortgage package together that we were able to afford the perfect house for our family! He went above and beyond what we’ve experienced in the past by always getting back to us promptly, by treating us like his number one favorite client, and by making the process extremely smooth and easy to understand. He is very professional, thoughtful and dedicated to doing his job brilliantly. We are so thankful to have him as our personal mortgage officer!”

– Jessica Harris, Beaverton, OR –

“I have worked with Chris on several transactions and he always delivers! I have complete peace of mind that the process will be smooth and stress free when dealing with Chris. He is a creative problem solver on the tougher loans and always completes any transaction within the time frame I’ve given him. He works so hard to deliver the best service and loan to each and every client. I’m always amazed by his loan package, fees and turn around time. He is one of the few lenders I have trusted with my own loans and I will continue to refer him to all of my clients.”

– Dana Crocker Broker RE/MAX equity group, inc. of Beaverton –